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OK - what about toys? That is a good question. Personally, i do not see much difference between using your hand and using a toy. If a toy helps you to be (somewhat) more satisfied, go for it IMO.
TBH - I thought long and hard about giving our girls vibes as birthday presents when they turned a certain age (13 and 15; just a couple of weeks shy of exactly 2 years apart) but my wife made it clear she would not have that at all. So it never happened.
I know a lady that found out her young daughter, 13ish I think, had been using the mom's vibrator. She simply told her no sharing of sex toys and if she wanted one, she would buy her one. She did buy her daughter a vibrator and later other sex toys.
Her daughter grew up to be a great lady, was a virgin (supposedly) when she got married and has three kids of her own.